WHAT OUR
CLIENTS SAY
Casey went above and beyond in helping me through my loan process.
I was denied my re-fi by a few other companies before,
but Casey made it all work in my favor
PMI Which Option is Best? Lender or Borrower paid PMI?
Which PMI Option is Best? Lender or Borrower paid PMI? In most cases, if a borrower is applying for a conventional loan that exceeds 80% of the appraised value, the lender will require some form of Private Mortgage Insurance or PMI. Generally, you will have the option of selecting either borrower paid mortgage insurance (BPMI) or lender paid mortgage insurance (LPMI). The borrower paid mortgage insurance option can usually be paid monthly or as a one-time lump sum at closing. view all
Why You Shouldn’t Go With the Big Banks
It’s a common misconception and something I frequently hear from prospective customers. “I’ll get a better deal from my current mortgage company since they already own my loan.” What the average consumer fails to understand is that the company that sends them their statement every month probably just services the loan. Meaning they just send you your bill and make sure the taxes and insurance are paid for a servicing fee. In most cases the underlying mortgage was sold in view all
Low Down Payment or Even No Down Payment is Possible
No Down Payment Home Mortgage The home lending environment has gotten more difficult to navigate, but with the help of Nations Home Loans, you can still buy your dream home with little or nothing down. For conventional loans, the minimum down payment is 5.00 percent of the purchase price. For FHA loans, it is only 3.50 percent. Keep in mind, that if you are putting down less than 20 percent you will either have to pay private mortgage insurance (PMI) or view all
