Investment Property Mortgage

Investment Property Mortgage With No Income Verification

Nations Home Loans has recently added a new investment property mortgage product to it’s offerings that allow borrowers to purchase investment properties using only rental income to qualify. This is different than a conventional loan product that would require you to qualify using your personal income. This product may make sense if you are someone that does not show significant income or have met the limit conventionally financed properties. Here are a few of the key features.

  • Qualification Based on Cash-flow or Property
  • Up to 75% Loan-to-Value including Cash-out
  • Loan Amounts $75,000 to $1,000,000
  • 720+ FICO Scores
  • Verification of Employment History Only
  • No Limit on Number of Financed Properties
  • 30 Year Fixed Fully Amortizing Loan

Another scenario where this product works well is for an investor that paid all cash or used a hard money loan that is coming due. There are situations where an investor cannot sell a property they originally intended to rehab and flip and the only viable option is to rent the property. This loan product would allow investor to access that equity. A few things to consider;

  • Rates are 6% and higher
  • Title has to be held in the borrower’s name
  • LTV for vacant properties is capped at 65%


Nations Home Loans
5033 Swamp Rd, Suite 504
Fountainville, PA 18923

215-256-9200 Office
215-813-7306 Mobile

NMLS 161048
Company NMLS 1172936


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